Which statement defines a Class A accident?

• A. Damage is $2,500,000 or more or a fatality occurs
• B. Damage is $2,000,000 or more
• C. Damage is $600,000 or more but less than 2.5 million
• D. 3 or more personnel hospitalized

Answer: (A)

Class A matches events that are the most serious, defined by either a fatality or very large property damage. In this framework, if a fatality occurs, that automatically places the incident in the highest category. If there’s property damage, it must reach the threshold of $2,500,000 or more to qualify. This combination means the statement that damage is $2.5 million or more or a fatality occurs best defines Class A. The other criteria—lower damage amounts, or relying on hospitalizations—do not reach that highest-severity threshold on their own.